PayPrompt Member - a person with or representing a business that has paid to be a Member of PayPrompt.

PayPrompt Points - Points awarded by the PayPrompt system, to the clients of PayPrompt Members, in exchange for paying their bills on time.

PayPrompt Offer Ad - an advert, detailing a special offer, that a PayPrompt Member is prepared to 'donate' to the PayPrompt community in return for the introduction of more business, and for the opportunity to use all the other Members offers to incentivise early bill payment.

PayPrompt Shopper - a client of a PayPrompt Member that has been awarded PayPrompt Points for paying a PayPrompt Member's invoice on time, and now wants to spend these PayPrompt Points on one of the PayPrompt Offer Ad.

The Procedure:-

1. As a PayPrompt Member you log on and 'Post New Offer Ad'. You may have up to five different offers, and edit them at any time.
   
   
2. You then 'Register Invoice', ie enter the details of an outstanding invoice for which you are owed money (there is also an option to simply reward someone who has paid on time). This process emails your client offering them the chance to get PayPrompt Points for paying on time, and showing them a random selection of 'offers' they could exchange them for.
   
   
3. When you subsequently receive your on-time payment, you log on again, go to 'Award Points' and tick the box by the relevant invoice.  An account is automatically set up for your client, the relevant amount of PayPrompt points are credited to it, and your client is emailed telling them how many points they have to spend and how to spend them. Your client is now a PayPrompt Shopper.
   
   
4. The PayPrompt Shopper then logs on, browses the entire catalogue of offers, or goes straight to an offer that caught their eye on an earlier email.
   
   
5. The PayPrompt Shopper decides on a purchase and is asked to contact the provider of this offer to clarify the details.
   
   
6. When the PayPrompt Shopper is satisfied they click the 'Buy' button, shown on the Shopper version of the Offer Ad, the relevant number of PayPrompt Points are debited from the shopper's account, and both you and the shopper are emailed to confirm that the offer has been agreed.